Bernie Florido

Founder & CEO

Cocoflo, Canada

GovTech innovator, community leader, and TEDx speaker, Bernie Florido is dedicated to bridging the gap between government and citizens through technology driven solutions at the intersection of GovTech and FinTech.

As the Founder & CEO of Cocoflo, Bernie leads an international Tech company that helps municipalities modernize business licensing, parks & recreation, and digital service delivery, integrating financial technology solutions to streamline payments and transactions. With firsthand experience in both public service and urban development, he understands the complexities of government operations and the need for smarter, more efficient digital infrastructure to improve citizen engagement.

Bernie's background is deeply rooted in community-building and public service. He is a former Police Officer, an award-winning land developer, and a technology entrepreneur, giving him a unique, multidisciplinary perspective on urban transformation.

Beyond business, he actively contributes to civic and social initiatives, serving as:

- Member, Salvation Army Community Council (Vancouver, BC) Supporting efforts in Vancouver's Downtown Eastside, an area deeply impacted by addiction, homelessness, and mental health challenges.
- Board Chair, Seniors' Housing Advocacy Council (Vancouver City & Province of BC Women's Council, Canada)  A strong advocate for vulnerable communities, ensuring that seniors receive the housing, care, and support they deserve, giving a voice to those often overlooked.
- Board Member, Vancouver Council of Women - As a male ally and former police officer, Bernie has protected and supported countless women and children over a decade in law enforcement. Now, he continues that mission by advocating for policies and initiatives that empower and protect women, families, and marginalized communities.

A passionate advocate for Smart Cities and digital innovation, Bernie is committed to helping governments build connected, efficient, and citizen focused communities through scalable, technology driven solutions.

Bernie Florido

Founder & CEO

Cocoflo, Canada

GovTech innovator, community leader, and TEDx speaker, Bernie Florido is dedicated to bridging the gap between government and citizens through technology driven solutions at the intersection of GovTech and FinTech.

As the Founder & CEO of Cocoflo, Bernie leads an international Tech company that helps municipalities modernize business licensing, parks & recreation, and digital service delivery, integrating financial technology solutions to streamline payments and transactions. With firsthand experience in both public service and urban development, he understands the complexities of government operations and the need for smarter, more efficient digital infrastructure to improve citizen engagement.

Bernie's background is deeply rooted in community-building and public service. He is a former Police Officer, an award-winning land developer, and a technology entrepreneur, giving him a unique, multidisciplinary perspective on urban transformation.

Beyond business, he actively contributes to civic and social initiatives, serving as:

- Member, Salvation Army Community Council (Vancouver, BC) Supporting efforts in Vancouver's Downtown Eastside, an area deeply impacted by addiction, homelessness, and mental health challenges.
- Board Chair, Seniors' Housing Advocacy Council (Vancouver City & Province of BC Women's Council, Canada)  A strong advocate for vulnerable communities, ensuring that seniors receive the housing, care, and support they deserve, giving a voice to those often overlooked.
- Board Member, Vancouver Council of Women - As a male ally and former police officer, Bernie has protected and supported countless women and children over a decade in law enforcement. Now, he continues that mission by advocating for policies and initiatives that empower and protect women, families, and marginalized communities.

A passionate advocate for Smart Cities and digital innovation, Bernie is committed to helping governments build connected, efficient, and citizen focused communities through scalable, technology driven solutions.